Maximize Your HSA/FSA Before Year’s End: Smart Ways to Invest in Eye Health

As the year winds down, many people start thinking about holiday plans and gift lists—but your eye health benefits deserve a spot on that list, too. If you have a Flexible Spending Account (FSA) or Health Savings Account (HSA), November and December are the perfect time to make sure your hard-earned dollars don’t go to waste.

👁️ What Are FSA and HSA Funds?

Both FSA and HSA accounts let you set aside pre-tax money for qualified medical expenses, including eye care. The main difference is flexibility:

FSA funds often expire at the end of the year or carry over only a small amount.

HSA funds roll over year to year, but using them strategically still maximizes your investment.

💡 What You Can Use Them For

Many people don’t realize how many eye-related expenses qualify for FSA or HSA reimbursement. Eligible items and services often include:

Comprehensive eye exams

Prescription glasses and sunglasses

Contact lenses and solution

Dry eye treatments, such as IPL, prescription drops, or in-office therapy

Computer and safety eyewear when medically necessary

If you’ve been putting off updating your glasses or trying a new dry eye therapy, this is the perfect time to do it.

⏰ Why You Should Act Now

FSA funds are typically “use it or lose it”—and the clock runs out on December 31. Appointments fill quickly at year’s end, so scheduling early ensures you can use your benefits before they expire. Even if you have an HSA, this is a great time to plan ahead for next year’s contributions and care needs.

💬 OptiHealth’s Tip

Bring your FSA or HSA card with you to your appointment. Our team can provide itemized receipts and help you confirm which services qualify, so you can make the most of your remaining balance.

💖 Invest in Clear Vision

Your benefits are there to support your health—and clear, comfortable vision is one of the best investments you can make in yourself. Don’t let unused funds fade away.

📅 Schedule your eye exam today and start the new year with a fresh prescription, healthy eyes, and peace of mind.